IC ROADSHOW TOPICS
How to survive and prosper in 2010
Dominic Picarda, Investors Chronicle Associate Editor
Dominic Picarda gives his views on economic green shoots and what they mean for key asset classes including shares, bonds, property and commodities, including:
- Economic prospects: recovery or renewed recession?
- Outlook for shares, bonds, commodities, currencies
- Key sectors and markets
Using Listed products to manage your own portfolio
Ben Board, Director of UK Listed Products Sales
Recent market conditions may have challenged even the most established investment theories but two have remained clear; the importance of diversification and the necessity to manage risk in your portfolio. Ben Board of the RBS Listed Products Team will demonstrate how these simple objectives can be managed effectively through the use of Exchange Listed Products such as bonds, trackers and covered warrants. All Listed Products are tightly regulated by the London Stock Exchange and traded simply like a share during trading hours with your stock broker.
Why you cannot ignore ETFs any more
Manooj Mistry, Director, Head of Equity ETF Structuring
ETFs are liquid, low cost and efficient index tracking products that can be traded on the stock exchange in the same way as any exchange listed security. ETFs are very flexible and can be used by private investors in their portfolios as both a long term asset allocation tool or as a short term tactical investment tool. They are not subject to stamp duty and are eligible for ISAs and SIPPs. The session will provide an introduction to how ETFs work, their advantages, an overview of the range of products available and how they can be used by private investors.
Preparing for the 50% world
Christine Ross, Group Head of Financial Planning, SG Hambros
Earlier this year, there were numerous announcement in the Chancellor's Spring Budget affecting both individuals and companies. For individuals though, income tax and pensions were the two issues that affected them most. Now is the time to prepare for life in 2010/2011 and beyond. Christine Ross will explain that with careful planning, it is possible to mitigate a number of the effects of the new proposals. Topics to be highlighted include deferral of income from savings and investments, independent planning and tax efficient alternatives to pensions.
IHT and Succession Planning
Obi Nnochiri – Head of Department Tax and Technical Support
The creation and the retention of wealth are goals many of us aspire to. But when our objectives change and it comes to providing for successive generations, the protection of accumulated wealth becomes important.
We will be sharing with you some of the techniques successfully used by the award winning wealth experts at St. James's Place to help their clients. We will discuss how to protect your money from rising taxation, particularly where unforeseeable events may lead to your chosen beneficiaries being unable, unwilling or insufficiently responsible to look after funds themselves.
To retain and protect your hard earned money requires sensible and effective IHT and Succession Planning.
Your Pension. Your Way.
John Turton, Director of Financial Planning Solutions, Barclays Wealth
John Cotter, Vice President, Barclays Stockbrokers
The volatile market conditions over the last two years have highlighted how important it is to consider how your investment portfolio is invested and to be able to adapt your investment strategy to take account of changing market conditions. Furthermore, protection from tax allows you to ensure that you retain the maximum benefit. The beneficial tax status of Individual Savings Accounts (ISA) is well known, but Self Invested Personal Pensions (SIPPs) offer even greater tax benefits to encourage individuals to make provision for their retirement.
Like all pensions, SIPPs offer tax rebates at either basic or higher rate depending upon individual circumstances as well as protecting investments from income tax and capital gains tax. Unlike conventional pensions a SIPP allows an investor to manage their own investments as they would in a general trading account. The presentation will outline the characteristics of a SIPP, the elements that should be considered when opening a SIPP and looks at the range of investments available within a SIPP for those who have the necessary investment skill and experience to manage their retirement savings. Making it: Your pension. Your way.
Free Registration